Unlock Business Funding
Up to $400,000
Your 6-factor Funding Score shows exactly where you stand and which lenders match you right now -- with real percentages, not vague categories. No broker fees. No cold calls.
The 6-Factor Funding Score
Unlike a simple FICO check, our Funding Score weighs 6 factors that lenders actually care about. Each factor has an improvement path -- your dashboard shows exactly what to do next.
Personal FICO Score
Your 3-bureau middle score is the most heavily weighted factor. Improving your personal credit directly increases your funding ceiling.
Business Credit Age
How long your EIN has been established and active. Older, active business credit profiles unlock more products.
Revenue Consistency
Steady, documentable monthly revenue signals repayment ability. Inconsistent revenue triggers higher risk adjustments.
Debt-to-Revenue Ratio
Lower debt loads relative to revenue indicate capacity. Our AI calculates this from your financial data automatically.
Industry Risk
Some industries carry inherent risk profiles. Storehouse surfaces lenders that specialize in your specific sector.
Bank Statement Strength
Average daily balances and consistent cash flow affect certain lenders. Upload 3 months of statements for maximum scoring accuracy.
Funding Tiers by Score
Every improvement in your FICO score and Funding Score unlocks a higher tier. See exactly where you are and how far to the next level.
| Tier | FICO Range | Funding Score | Funding Ceiling | Status |
|---|---|---|---|---|
| Rebuilding | 300-619 | 0-39 | Up to $5K | Improve FICO to unlock next tier |
| Starter Funding | 620-659 | 40-54 | Up to $25K | Improve FICO to unlock next tier |
| Strong Funding | 660-719 | 55-69 | Up to $75K | Improve FICO to unlock next tier |
| Premium Funding | 720-779 | 70-84 | Up to $200K | Improve FICO to unlock next tier |
| Wealth Leverage | 780-850 | 85-100 | Up to $400K | Improve FICO to unlock next tier |
See Your Funding Score Today
Stop guessing which lenders to apply to. Get your real Funding Score, see your matched lenders with percentages, and a clear roadmap to unlock more capital.
Get My Funding Score