Dispute Letters You Review and Send
See your Experian, Equifax and TransUnion reports together. Storehouse drafts FCRA-compliant letters for you to review. You approve each one before it is mailed. No phone calls, and no generic template.
How Our Dispute Process Works
Four steps from sign-up to letters you review and send. You approve every letter. No result is promised.
Pull Your 3-Bureau Report
Storehouse connects to Experian, Equifax, and TransUnion simultaneously and pulls a complete credit report the moment you sign up. No manual uploads. No waiting.
Every Dispute Target Identified
Storehouse scans every tradeline, inquiry, and derogatory mark against FCRA §611, §609, and §623 standards. It flags inaccurate, unverifiable, and outdated items instantly.
Generate Bureau-Specific Dispute Letters
Each letter is customized per bureau and per item. Once you send it, a bureau generally has 30 days to investigate. No form letters. No generic templates. No result is promised.
Track Every Round in Real Time
If a bureau verifies an item, you can draft a follow-up that asks how it was verified. Your dashboard shows each dispute and each response, separated by bureau. Whether an item changes is the bureau's decision.
Items you can challenge
Any negative item that is inaccurate, unverifiable, or past its legal reporting window is a dispute target. Storehouse checks all of these automatically.
Frequently Asked Questions
How long does the dispute process take with Storehouse?
Your first letters are drafted as soon as your report is pulled, and go out once you approve them. Bureaus have 30-45 days to investigate each round. How much your score moves depends on what is on your report and how each bureau responds. We do not promise a number or a timeframe.
Is disputing credit report errors legal?
Yes. Under the Fair Credit Reporting Act (FCRA), every consumer has the right to dispute inaccurate, unverifiable, or outdated information on their credit report. Storehouse automates and documents this process.
What makes Storehouse different from Lexington Law?
Lexington Law charges $99-$139/month and gives you one phone call a month. Storehouse costs $59.99/month, shows you every dispute letter, tracks results per bureau in real time, and includes funding score, wealth tracking, and the Storehouse Advisor.
Ready to Take Control of Your Credit?
See all three bureau reports side by side, dispute what looks wrong, and track every letter from draft to delivery. Start today -- no contracts, cancel any time.
Start My Disputes