3-Bureau Credit Monitoring
In Real Time
Experian, Equifax, and TransUnion -- all three monitored simultaneously. Your dashboard shows each bureau separately so you can see exactly which bureau has the problem and which is clean.
Why Per-Bureau Matters
Per-Bureau Score Display
Your Experian, Equifax, and TransUnion scores are shown separately -- not blended. A 40-point gap between bureaus is common and actionable.
Dispute Tracking Per Bureau
A dispute sent to Equifax does not appear on Experian. We track every round separately so nothing falls through the cracks.
Real-Time Change Alerts
Account updates, new inquiries, and balance changes trigger alerts within hours. Not the next weekly summary.
Historical Score Chart
See your score trajectory over 12 months at each bureau. Identify which events caused drops and which improvements held.
Inquiry Monitoring
Hard inquiries affect your score for 2 years. We flag every unauthorized inquiry instantly and generate a dispute letter automatically.
Middle Score Calculation
Lenders use the middle of your 3 scores. We calculate and track your middle score -- the number that actually matters for approvals.
See All Three Bureaus Now
Stop guessing which bureau has the problem. Your dashboard shows all three the moment you sign up.
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