6-Factor Funding Intelligence

Your Funding Score
0 to 100

Not a vague "credit tier." A precise 0-100 score built from the 6 factors lenders actually use -- with a roadmap showing exactly what to improve to access more capital.

The Six Factors Explained

30%
weight

Personal FICO Score

Your 3-bureau middle score. The single biggest lever for unlocking higher funding tiers.

20%
weight

Business Credit Age

How long your EIN has been actively building credit. Time in business matters to lenders.

20%
weight

Revenue Consistency

Steady monthly revenue signals repayment capacity. Storehouse tracks this automatically.

15%
weight

Debt-to-Revenue Ratio

Lower debt loads relative to income unlock better products and lower APRs.

10%
weight

Industry Risk Profile

Some sectors carry inherent risk. We match you to lenders that specialize in your industry.

5%
weight

Bank Statement Strength

Average daily balances and cash flow consistency. Upload statements for full scoring accuracy.

Know Your Funding Score in Minutes

Sign up and your Funding Score is calculated automatically. No forms to fill out -- your data powers it.

Get My Funding Score