For people getting ready for a card, loan or home

See all 3 credit reports. Dispute what’s wrong. Know what funding you’re ready for.

Experian, Equifax and TransUnion side by side, dispute letters you approve, card and loan matches, and your net worth.

Plus: 30 days free, then $59.99/mo · Card required · Cancel before day 30 to pay $0

Today’s total is $0.00. Checking your own credit is a soft inquiry, so starting your trial won’t affect your score; lenders you apply with may run a hard inquiry.

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Welcome back, Jordan
Your financial command center
Sample data
Credit · 3 bureaus▲ 14 pts this month
712
Experian · Very Good
  • Experian712
  • Equifax698
  • TransUnion705
  • VantageScore® 3.0
Funding readiness
74/ 100
Tier 3
Strong
3 matches
Net worth
$204.4K
▲ $43K · 1Y
Storehouse Advisor

“Pay card ••4821 down to $690 to get under 9% utilization. It’s your biggest Funding Score lift.”

Dispute Center
Round 1 · 3 letters
Sample data
1 of 3 removed this round
  • Late payment✓ Removed
    Auto loan · Experian
  • CollectionIn review
    Medical · Equifax
  • Duplicate accountSent
    Credit card · TransUnion
  • 256-bit encryptionBank-level security for your data
  • FCRA-based dispute processEvery letter cites your rights
  • No hard pull to get startedChecking your own credit won’t affect your score
  • Experian®, Equifax® & TransUnion®Shown separately, never blended

How we protect your data →

Start where you are

What do you want to do first?

Pick a goal. We’ll show you exactly where Storehouse starts — and every other goal stays connected.

Estimate your score in 6 questions, free.

  • No account needed
  • Won’t affect your score
  • See what to work on first

New here? Start your 30-day free trial

Sample data
705
Estimate · Very Good
712
Experian
698
Equifax
705
TransUnion

VantageScore® 3.0 · sample scores

How disputes work

Four steps, and you approve every letter.

Storehouse organizes the work. You decide what to challenge and how each letter is sent.

  1. Step 1: Start your trial and connect your 3-bureau report

    Plus is 30 days free. Your Experian, Equifax and TransUnion reports load side by side, each with its own VantageScore® 3.0. Checking your own credit is a soft inquiry, so it won’t affect your score.

    Your 3-bureau reportSample data
    • ExperianConnected712
    • EquifaxConnected698
    • TransUnionConnected705

    VantageScore® 3.0 · Plus trial, day 1 of 30

  2. Step 2: Storehouse flags possible errors

    Items that may be inaccurate, incomplete or unverifiable are flagged across Experian, Equifax and TransUnion, each with a plain-English reason. You choose what to challenge.

    Possible errorsSample data
    • Experian
      Late payment · Auto loan
      Paid on time that month
      Review
    • Equifax
      Collection · Medical
      Same debt listed twice
      Review
    • TransUnion
      Address
      Not an address you’ve used
      Review
  3. Step 3: You review and approve each letter

    Storehouse drafts an FCRA-based dispute letter per item and per bureau. Read it, edit anything, add supporting documents, then approve it as your own dispute.

    Dispute letterSample data
    EquifaxDraft · round 1

    Re: Collection, Medical, acct ··3190

    I am writing under section 611 of the Fair Credit Reporting Act to dispute this item, which is listed twice…

    EditApprove letter
  4. Step 4: Choose how to send it

    Storehouse prints, mails and tracks it for $4.99 per item, so the delivery date and the bureau's 45-day clock are recorded.

    How it gets sentSample data
    EquifaxCollection · MedicalLetter approved
    Storehouse prints and mails it$4.99
    Tracked to delivery, so the response window is dated
    1. Sent / Mailed
    2. In review
    3. Response received

How each letter you approve gets sent.

Storehouse mails and tracks it

$4.99per item

Covers printing, postage and tracking.

  • We print and mail the letter you approved
  • Mailed and tracked, with no printer, envelope or stamps needed
  • Delivery recorded, so the bureau's response window is dated
  • Status shown in your Dispute Center

Dispute Center status

  1. Sent / Mailed
  2. In review
  3. Response received

Either way, it’s your own dispute, and nothing is sent until you approve the letter. Bureau outcomes aren’t guaranteed and response times vary; bureaus generally have 30 days to investigate (up to 45 in some cases).

Only inaccurate, incomplete or unverifiable information can be corrected or removed. No outcome, score change or timeframe is promised.

See the full 7-step walkthrough

Simple pricing

Two plans. Cancel anytime.

No contracts. No setup fees. No hidden charges.

30 DAYS FREE

Plus

See exactly what’s on your credit report, and what to do next.

$59.99/mo

30 days free, then $59.99/mo

Today’s total is $0.00. Card required up front. You’ll be charged $59.99/mo when the 30-day trial ends unless you cancel before then. Cancel anytime. New members only.

Start my 30 free days
  • Your full credit picture in one dashboard
  • Flags on items worth a second look
  • A clear next-step plan
  • Funding-readiness insights
  • Dispute letters for $4.99 per item, only if you want them

Elite

Build and manage more wealth.

$99.99/mo

Go Elite
  • Everything in Plus
  • Wealth Command (net worth, real estate)
  • Business credit builder
  • Premium identity & privacy protection
  • Document vault & concierge support

Keep your free score app. Add what it can’t do.

Free apps are great for a quick look at a score. Storehouse adds the parts they don’t cover:

  • Experian, Equifax and TransUnion side by side, one VantageScore® 3.0 per bureau
  • Dispute letters you review and approve, printed, mailed and tracked ($4.99 per item)
  • Funding readiness with Score Match, plus your net worth in the same place

Compare all features →

Why Storehouse

Other tools do one piece. Storehouse does the whole journey.

Storehouse compared with categories of credit tools
CapabilityStorehouseFree score appsDIY dispute appsCredit-bureau sitesPro dispute software (for businesses)
3-bureau monitoringYesPartialPartialPartialPartial
Drafted dispute letters you approveYes—YesPartialYes
Funding readiness score + lender matchingYesPartial—Partial—
Net worth / wealth tracking with bank linksYesPartial———
Real estate browsingYesPartial———
Advisor that uses your dataYesPartialPartial——
Business credit builderYes——Partial—
White-label for agenciesYes———Yes

Categories are described from what their public homepages show as of 27 Sep 2026. “Partial” means some, but not all, of the capability. See our detailed, dated comparisons below.

Free tools

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Credit Score Estimator

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FAQ

Frequently asked questions.

Still have questions? Contact us →

You can review and approve your first dispute letters soon after your reports are pulled. Under the FCRA, bureaus generally have 30 days (up to 45 in some cases) to investigate. Results vary based on what is on your report and how each bureau responds — no outcome, score change or timeframe is guaranteed.

Yes. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any item you believe is inaccurate, incomplete or unverifiable. Storehouse drafts FCRA-based letters for you to review and approve as your own. It prints, mails and tracks each one for $4.99 per item, so the delivery date and the bureau’s response window are on record. Accurate, current and verifiable information can’t be removed.

A 0–100 score built from 6 lender factors — utilization, age of credit, inquiries, derogatory marks, income and existing tradelines. Score Match then shows which card and loan partners fit your profile. Matches are not offers or guarantees of credit.

No hard pull is needed to get started, so signing up and viewing your scores in Storehouse doesn’t affect your credit. If you later apply for credit with a lender, that lender may run its own inquiry.

Accounts connect through Plaid with 256-bit encryption. Access is read-only: we can see balances and transactions to calculate your net worth. We never move your money.

Yes. There are no contracts, setup fees or cancellation fees. Cancel from your account and you keep access through the end of your billing period. On the Plus trial, cancel before the 30 days end and you won’t be charged.

Your credit, funding and wealth — finally working together.

Plus is 30 days free, then $59.99/mo. Card required; cancel before day 30 to pay $0. Checking your own credit won’t affect your score.

  • Bank-level encryption
  • FCRA-based process
  • Cancel anytime