Real Estate
Shop for a home and see if your credit is ready for it.
Browse 462 homes across 30 markets with your credit readiness beside every listing, and a clear list of what to do before you talk to a lender.
Readiness is an indicator based on your credit data, not a mortgage pre-approval. Listing photos in samples are stock images.
Sample data- Equifax dispute resolved
- Utilization under 30%
462 homes
Across 30 markets
Readiness per listing
Next to every home you view
Disputes feed readiness
Resolved items update your status
Counts in net worth
Your home joins your balance sheet
How it works
From browsing to keys, with your credit in view.
- 01
Step 1
Browse homes in your market
Search 462 listings across 30 markets by price, size and location.
Homes · readinessSample data
Credit ready$489,0004 bd · 3 ba · Atlanta, GA
+18 pts to ready$612,5003 bd · 2 ba · Austin, TX - 02
Step 2
See your readiness beside each listing
Each home shows whether your credit looks ready for its price range, or how far you are from ready.
Sample data$489,0004 bd · 3 ba · 2,340 sq ft · Atlanta, GAYour credit readinessCredit readyAverage score 705 · no open collectionsBefore you apply- Equifax dispute resolved
- Utilization under 30%
- 03
Step 3
Clear what’s in the way
If an inaccurate item is holding you back, Storehouse flags it and you decide whether to dispute it. Accurate items can’t be removed.
Sample dataStorehouse report review3 possible errors found · you decide
✓ DisputeAuto loan ··7731
Why flagged: Reported 30 days late in a month your statement shows paid on time
- ✓ Dispute
Medical collection · $412
Why flagged: Same debt appears twice, from two collectors
SkipStore card ··2204
Why flagged: Balance doesn’t match the closing statement
Only items you choose are drafted. Accurate items can’t be removed.
- 04
Step 4
Ask what to do before you apply
The Advisor looks at all three bureaus and tells you what to handle first, like waiting for a dispute to resolve or paying down a card.
Storehouse AdvisorSample dataWhat should I pay down first to reach the next funding tier?Your card ending 4821 is at 38% utilization. Paying it to $690 brings it under 9% — the biggest single lift to your Funding Score. - 05
Step 5
Talk to a lender when you’re ready
When your readiness says go, you choose a lender. The lender reviews your application and makes its own decision.
Mortgage lenders typically run a hard inquiry when you apply.
Details
Homebuying, connected to the rest of your finances.
All three bureaus
Mortgage lenders often look at all three reports. Storehouse shows each one separately.
Readiness, not guesswork
See whether you look ready for a listing’s price range before you fall for it.
Dispute progress counts
When a bureau corrects an item, your readiness updates.
Net worth after purchase
Add your new home and mortgage to Wealth Builder to track equity.
Advisor on call
Ask whether to wait, pay down, or go ahead.
Start with the quiz
Not ready to sign up? The readiness quiz gives you an instant read.
Your scores, your readiness
Know your numbers before the lender does.
See your score from each bureau and what’s driving it, so there are no surprises when you apply.
VantageScore® 3.0 · sample scores
FAQ
Frequently asked questions.
No. It’s an indicator based on your credit data. Only a lender can pre-approve you, after reviewing your application, income and debts.
The Real Estate section shows 462 homes across 30 markets today. Counts change as listings come and go.
No. Browsing listings and viewing your readiness in Storehouse doesn’t affect your score.
Storehouse helps you get ready: monitoring, disputes, readiness and planning. The mortgage comes from the lender you choose.
Related
Keep exploring
Credit Readiness Quiz
5 questions, instant result.
Getting mortgage-ready
A step-by-step guide.
Wealth Builder
Track your home’s equity.
Find a home, and get your credit ready for it.
Plus: 30 days free, then $59.99/mo. Today’s total is $0.00. Card required up front. You’ll be charged $59.99/mo when the 30-day trial ends unless you cancel before then. Cancel anytime. New members only. Checking your own credit in Storehouse is a soft inquiry and doesn’t affect your score.