Compare · Storehouse vs Credit Karma
Storehouse vs Credit Karma: two bureaus or three?
Credit Karma is a free personal finance app from Intuit that shows VantageScore 3.0 scores and reports from two bureaus. Storehouse shows all three bureaus and adds self-directed disputes, a Funding Score, wealth tracking and an advisor that knows your file.
Facts about Credit Karma come from its public website and are accurate to the best of our knowledge as of Sep 2026. Plans and features change, so check their site before you decide.
Storehouse
3-bureau credit, funding & wealth platform
Credit Karma
Free personal finance app
- Price
- Credit bureaus shown
- Score model
- Checking your own credit
Storehouse · Credit Karma · as of Sep 2026
The short version
Which one fits you?
Storehouse may fit if you…
- want Experian, Equifax and TransUnion side by side
- want to find possible errors and prepare your own disputes in one place
- want a 0–100 Funding Score and partner matching
- want your net worth, including real estate, next to your credit
Credit Karma may fit if you…
- want free scores and reports from Equifax and TransUnion
- are comparing card, loan and insurance offers
- want its banking, Credit Spark™ or tax filing products
- don’t need Experian data or a dispute workflow
Side by side · as of Sep 2026
Storehouse vs Credit Karma, feature by feature.
Only facts we could verify from public websites. Where we weren’t sure, we say so.
Price
StorehousePlus: 30 days free, then $59.99/mo (card required; cancel before day 30 to pay $0). Dispute letters Storehouse prints, mails and tracks: $4.99 per item
Credit Karma
Free for members. Its site says it may be compensated through third-party advertisers.
Credit bureaus shown
StorehouseAll 3: Experian, Equifax and TransUnion (3-bureau monitoring on Plus)
Credit Karma
2: Equifax and TransUnion
Score model
StorehouseVantageScore® 3.0, one per bureau
Credit Karma
VantageScore® 3.0
Checking your own credit
StorehouseSoft inquiry, no score impact
Credit Karma
Soft inquiry, no score impact (per its FAQ)
Possible-error flags + dispute letters you approve
StorehouseYes: flags with reasons, FCRA-based letters per item and bureau, round tracking (Plus)
Credit Karma
?Not clear from its public homepage; check their site
Funding readiness score (0–100) + partner matching
StorehouseFunding Score from 6 factors; Score Match across lending and card partners
Credit Karma
Shows Approval Odds on offers; no 0–100 readiness score advertised
Net worth with real estate
StorehouseYes: bank links via Plaid (read-only), real estate, business equity, crypto
Credit Karma
?Not advertised on its homepage; check their site
Advisor that uses your data
StorehouseStorehouse Advisor (full on Plus)
Credit Karma
Personalized insights on what impacts your score
Credit building from bills
Storehouse–Not offered
Credit Karma
Credit Spark™
Banking, home loans, tax filing
Storehouse–Not offered (Storehouse is not a lender or bank)
Credit Karma
Offered (banking, home loan offers, tax filing)
White-label for agencies
StorehouseYes
Credit Karma
–Not advertised
| Feature | Storehouse | Credit Karma |
|---|---|---|
| Price | Plus: 30 days free, then $59.99/mo (card required; cancel before day 30 to pay $0). Dispute letters Storehouse prints, mails and tracks: $4.99 per item | Free for members. Its site says it may be compensated through third-party advertisers. |
| Credit bureaus shown | All 3: Experian, Equifax and TransUnion (3-bureau monitoring on Plus) | 2: Equifax and TransUnion |
| Score model | VantageScore® 3.0, one per bureau | VantageScore® 3.0 |
| Checking your own credit | Soft inquiry, no score impact | Soft inquiry, no score impact (per its FAQ) |
| Possible-error flags + dispute letters you approve | Yes: flags with reasons, FCRA-based letters per item and bureau, round tracking (Plus) | ?Not clear from its public homepage; check their site |
| Funding readiness score (0–100) + partner matching | Funding Score from 6 factors; Score Match across lending and card partners | Shows Approval Odds on offers; no 0–100 readiness score advertised |
| Net worth with real estate | Yes: bank links via Plaid (read-only), real estate, business equity, crypto | ?Not advertised on its homepage; check their site |
| Advisor that uses your data | Storehouse Advisor (full on Plus) | Personalized insights on what impacts your score |
| Credit building from bills | –Not offered | Credit Spark™ |
| Banking, home loans, tax filing | –Not offered (Storehouse is not a lender or bank) | Offered (banking, home loan offers, tax filing) |
| White-label for agencies | Yes | –Not advertised |
offered · partly or on some plans · – not advertised · ? not clear from their public site, check their site. Credit Karma information as of Sep 2026.
Inside Storehouse
What you’d see after signing in.
Pay card ··4821 down to $690 to get under 9% utilization — your biggest Funding Score lift.
- Equifax score up 14 ptsToday
- New inquiry reported · TransUnion3 days ago
Product screens use sample data for illustration.
Sources
Public pages we reviewed, as of Sep 2026:
FAQ
Frequently asked questions.
Credit Karma says membership is free, and its site notes it may be compensated through third-party advertisers. Check their site for current details.
Each bureau keeps its own file, and lenders don’t always report to all three. Seeing Experian alongside Equifax and TransUnion means an error on one file doesn’t go unnoticed.
Yes. Both show VantageScore® 3.0 scores. Neither shows FICO® Scores in these views, and lenders may use other models.
Yes. Many people keep a free app and add Storehouse for the 3-bureau view, disputes, funding readiness and wealth tracking.
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Try Storehouse and compare for yourself.
Try Plus free for 30 days, then $59.99/mo. Card required; cancel before day 30 to pay $0.
Plus: 30 days free, then $59.99/mo. Today’s total is $0.00. Card required up front. You’ll be charged $59.99/mo when the 30-day trial ends unless you cancel before then. Cancel anytime. New members only. Checking your own credit in Storehouse is a soft inquiry and doesn’t affect your score.