Compare · Storehouse vs Experian
Storehouse vs Experian: one bureau’s app, or all three side by side?
Experian is one of the three credit bureaus. Its free Basic membership shows your Experian report and FICO® Score, and paid IdentityWorks plans add 3-bureau monitoring. Storehouse shows all 3 bureaus and adds dispute letters you approve, funding readiness and net worth.
Facts about Experian come from its public website and are accurate to the best of our knowledge as of 29 Sep 2026. Plans and features change, so check their site before you decide.
Storehouse360
3-bureau credit, funding & wealth platform
Experian
Credit bureau with a consumer app
- Price
- Bureaus shown
- Score model
- Report refresh
Storehouse · Experian · as of 29 Sep 2026
The short version
Which one fits you?
Storehouse may fit if you…
- want Experian, Equifax and TransUnion side by side every time you sign in
- want dispute letters you approve for each item and bureau, with round tracking
- want a 0–100 Funding Score and your net worth next to your credit
Experian may fit if you…
- want a free Experian report and FICO® Score
- want Experian Boost, identity theft insurance or its card matching
- only need to correct something on your Experian file
Side by side · as of 29 Sep 2026
Storehouse vs Experian, feature by feature.
Only facts we could verify from public websites. Where we weren’t sure, we say so.
Price
Storehouse360Plus: 30 days free, then $59.99/mo (card required; cancel before day 30 to pay $0). Elite: $99.99/mo. Dispute letters Storehouse prints, mails and tracks: $4.99 per item
Experian
Free Basic membership. IdentityWorks Premium: 7-day trial, then $24.99/mo (card required); family plan $34.99/mo
Bureaus shown
Storehouse360All 3 on Plus and Elite
Experian
Free Basic membership: Experian only. Premium: 3-bureau monitoring, with 3-bureau reports and scores quarterly
Score model
Storehouse360VantageScore® 3.0, one per bureau
Experian
FICO® Score (FICO® Score 8 on free Basic)
Report refresh
Storehouse3603-bureau monitoring with alerts
Experian
Premium: daily Experian report and FICO® Score; 3-bureau report and scores quarterly
Disputes
Storehouse360Possible-error flags and letters you approve for each item at Experian, Equifax and TransUnion; printed, mailed and tracked for $4.99 per item
Experian
Dispute center to correct information in your Experian file
Identity theft insurance
Storehouse360–Not offered
Experian
Up to $1M on IdentityWorks Premium
Funding readiness + partner matching
Storehouse360Funding Score (0–100) and Score Match
Experian
Card and loan matching, including No Ding Decline™ offers
Net worth / wealth tracking
Storehouse360Yes, including real estate (Wealth Command on Elite)
Experian
?Not advertised; check their site
Other products
Storehouse360–Not offered (Storehouse is not a lender or bank)
Experian
Experian Boost, cash advances of $25–$250 (powered by Brigit), bill negotiation, car insurance comparison
| Feature | Storehouse360 | Experian |
|---|---|---|
| Price | Plus: 30 days free, then $59.99/mo (card required; cancel before day 30 to pay $0). Elite: $99.99/mo. Dispute letters Storehouse prints, mails and tracks: $4.99 per item | Free Basic membership. IdentityWorks Premium: 7-day trial, then $24.99/mo (card required); family plan $34.99/mo |
| Bureaus shown | All 3 on Plus and Elite | Free Basic membership: Experian only. Premium: 3-bureau monitoring, with 3-bureau reports and scores quarterly |
| Score model | VantageScore® 3.0, one per bureau | FICO® Score (FICO® Score 8 on free Basic) |
| Report refresh | 3-bureau monitoring with alerts | Premium: daily Experian report and FICO® Score; 3-bureau report and scores quarterly |
| Disputes | Possible-error flags and letters you approve for each item at Experian, Equifax and TransUnion; printed, mailed and tracked for $4.99 per item | Dispute center to correct information in your Experian file |
| Identity theft insurance | –Not offered | Up to $1M on IdentityWorks Premium |
| Funding readiness + partner matching | Funding Score (0–100) and Score Match | Card and loan matching, including No Ding Decline™ offers |
| Net worth / wealth tracking | Yes, including real estate (Wealth Command on Elite) | ?Not advertised; check their site |
| Other products | –Not offered (Storehouse is not a lender or bank) | Experian Boost, cash advances of $25–$250 (powered by Brigit), bill negotiation, car insurance comparison |
offered · partly or on some plans · – not advertised · ? not clear from their public site, check their site. Experian information as of 29 Sep 2026.
Inside Storehouse
What you’d see after signing in.
Pay card ··4821 down to $690 to get under 9% utilization — your biggest Funding Score lift.
- Equifax score up 14 ptsToday
- New inquiry reported · TransUnion3 days ago
Product screens use sample data for illustration.
Sources
Public pages we reviewed, as of 29 Sep 2026:
FAQ
Frequently asked questions.
Experian offers a free Basic membership with your Experian report and FICO® Score. Its IdentityWorks Premium plan has a 7-day trial, then $24.99/mo, as of 29 Sep 2026. Check their site for current details.
Storehouse shows VantageScore® 3.0 from each of the 3 bureaus. Experian shows FICO® Scores. Lenders may use either model, or others.
Yes. Storehouse flags possible errors on all 3 reports and drafts a letter for each item and bureau. You review and approve each one, then Storehouse prints, mails and tracks it ($4.99 per item).
Yes. Some people keep Experian’s free Basic membership and add Storehouse for the 3-bureau view, dispute letters, funding readiness and net worth.
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Try Storehouse and compare for yourself.
Try Plus free for 30 days, then $59.99/mo. Card required; cancel before day 30 to pay $0.
Plus: 30 days free, then $59.99/mo. Today’s total is $0.00. Card required up front. You’ll be charged $59.99/mo when the 30-day trial ends unless you cancel before then. Cancel anytime. New members only. Checking your own credit in Storehouse is a soft inquiry and doesn’t affect your score.